Huntsville Real Estate Blog

Those of us who are lucky enough to already live here in Huntsville know that it is a great place to live, work, and raise a family.  But now it seems the rest of the country is in on our secret!

 Bizjournals analyzed the quality of life across the Sunbelt – defined as the area south of the 37^th parallel – and ranked Huntsville, AL number 1 on its list of Hot Spots, America’s most attractive warm-weather metropolitan areas.

Way to go, Huntsville!  Read the full article here to learn about why Huntsville is tops for its strong economy and fantastic climate. 

To learn more about living in Huntsville and Huntsville real estate, please visit my website or call me today at 256-508-0211.  I’d love to show you why this is a great place to live!

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With the recent coverage of Hurricane Dean and other weather-related disasters across the country, now is a good time for homeowners everywhere to review their homeowners insurance policies.  If you are not familiar with your policy coverage, it is important to take a good look before a natural disaster strikes so that you can know what to expect if and when you need to file a claim.  Here are 5 things everyone should understand about their homeowners insurance:

1. Look for exclusions to coverage.  For example, most policies do not cover flood or earthquake damage as a standard item – these coverages must be purchased separately.
2. Look for dollar limitations on claims.  Even if you are covered for a risk, there may be a limit on how much the insurer will pay.  For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.
3. Understand replacement cost.  If your home is destroyed you’ll receive money to replace it only to the maximum of your coverage, so be sure your insurance is sufficient.  This means that if your home is insured for $150,000 and it costs $180,000 to replace it, you’ll only receive $150,000.
4. Understand actual cash value.  If you choose not to replace your home when it’s destroyed, you’ll receive replacement cost, less depreciation. 
5. Understand liability.  Generally your homeowners insurance covers you for accidents that happen to other people on your property, including medical care, court costs, and awards by the court.  However, there is usually an upper limit to the amount of coverage provided.  Be sure that it’s sufficient if you have significant assets.

For more information about owning a home and Huntsville real estate, please visit my website or call me at 256-508-0211. 

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Get something extra with the bonus room in this new 5-bedroom/2.5-bath brick home on .5 acres in the Bellglade neighborhood of Huntsville. This incredible custom home is loaded with features and amenities including custom moldings, smooth ceilings, and hardwood floors throughout. You’ll enjoy retreating at night to the first-floor master suite with smooth tray ceiling and a whirlpool tub in the bathroom for relaxation. Also downstairs is the elegant formal dining room with custom molding, welcoming great room with hardwood floors and gas fireplace for ambiance, convenient kitchen with pantry, and two guest bedrooms. Upstairs is one more bedroom and a huge bonus room that could be used as the 5th bedroom. There is plenty of curb appeal, too, with detailed brickwork, covered back porch, side-entry 2-car garage, and a huge private backyard that backs up to woods.

For more information on this home for sale in Bellglade or other Huntsville real estate, visit my website, MoveToHuntsville.com or give me a call at 256-508-0211. I’m glad to help!

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If ownership is your plan, then you won’t want to miss this new 4-bedroom/2-bath all-brick home on .45 acres in the Turner Farm subdivision of Huntsville. This is the Dorsett floorplan, and it is loaded with all of the standard features of Turner Farm. You’ll enjoy a distinctive great room with gas fireplace for romance, built-in TV niche, and gleaming hardwood floors. The elegant master suite features a tray ceiling with custom moldings and a whirlpool tub in the bathroom for relaxing nights. Entertain the many guests you are sure to host in the sophisticated dining room with custom chair and crown molding, or gather the family in the eat-in family-friendly kitchen with stainless appliances and a beautiful tile backsplash. Outside you can relax on the covered patio while the sprinkler system takes care of watering the beautiful lawn for you. The side-entry 2-car garage makes it convenient to get inside on rainy days.

For more information on this home for sale in Turner Farm or other Huntsville real estate, visit my website, MoveToHuntsville.com or give me a call at 256-508-0211. I’m glad to help!

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