Huntsville Real Estate and Home For Sale

2102 Honey Locust Lane, Huntsville AL 35803
MLS #271590

Enjoy the lush landscaping surrounding this 5-bedroom/3.5-bath brick home on a wooded cul-de-sac lot in the Four Pines neighborhood of Huntsville. You get 3,858 square feet including an elegant dining room with wainscoting, classic formal living room, and huge family room with gas fireplace. The serving station/butlers pantry between the living room and huge family room is perfect for entertaining a crowd. The gorgeous hardwood floors continue into the first-rate kitchen complete with smooth-top range, dishwasher, microwave, recessed lighting, and convenient breakfast bar. The eat-in area is sure to draw a crowd with its triple-windows. The 26 x 16 master suite is truly fit for a king, featuring 11-ft. double tray ceiling and sunny sitting area. The master bathroom has a luxurious whirlpool tub, walk-in shower, dual vanities, make-up desk, dressing mirrors, and a closet any fashionista would envy. The finished basement contains the fifth bedroom, which could double as a study and a cozy room that would be perfect for home theater – walk out to the covered patio on the private back yard. The amenities continue! 9 smooth ceilings throughout, lots of hardwood, newly painted interior and new carpet, covered rear deck, 2-car side-entry garage, located in South Huntsville Grissom School District. This gorgeous home is not to be missed!

For more information on this home or other Huntsville real estate, visit www.MoveToHuntsville.com or give me a call at 256-508-0211. Search all Huntsville homes for sale.

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By now we’ve all heard buzz about the supposed “credit crisis,” with tales of all Huntsville AL real estate buyers being required to put 20% to purchase a home and then still being unable to find a lender to give them a loan. It seems the press just can’t get enough of all the “misery” in the Huntsville AL real estate industry. But is this really what is happening?

We are right in the middle of what might be considered the biggest disservice ever perpetrated on potential home buyers. The fact is that mortgage money is as available today as it was a year ago and loans are being made – right now – with little or no money down. Who are these lenders, anyway? They’re right down the street, you just need to know where to look.

Federal Housing Administration (FHA) loans are making a huge impact on the mortgage industry; recent estimates show that about one out of five mortgages is an FHA loan. Although FHA loans never “went away,” their re-emergence is a result of the collapse of the sub-prime market. Technically, FHA doesn’t require a minimum credit score; in reality, however, lenders typically will not approve an FHA loan with a credit score below 500. That is still a far cry from the notion that an 800 score is the only thing lenders care about.

Perhaps the best part of an FHA loan is that it requires only a 3% down payment. You read that correctly – 3%! Moreover, that 3% can come in the form of a gift or grant. FHA borrowers only need to have $500 in a transaction. On top of all this, FHA mortgage rates are as good or better than their conventional counterparts.

Extremely competitive rates, low or no down payment, and easier qualifying. No wonder FHA is moving up the charts!

Please call me at 256-508-0211 or visit MoveToHuntsville.com if you would like more information about FHA loans, a referral to a reputable local lender, or help getting into your first Huntsville AL home. You may also begin searching Huntsville AL real estate here!

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The annual Huntsville AL Pilgrimage Tour of Huntsville historic homes is coming up this weekend, and you won’t want to miss this fantastic opportunity to glimpse the interior of some of Huntsville historic district’s most fascinating homes.

On Saturday, May 3, Huntsville AL locals and visitors alike will stroll the shady streets of the Huntsville historic district and experience some of the most gorgeous interiors in Alabama.

Visit HuntsvillePilgrimage.org for more information and to find out where to purchase tickets. Hope to see you there!

To learn more about Huntsville AL Real Estate and historic properties, please call me at 256-508-0211 or visit MoveToHuntsville.com. You may also begin searching for Huntsville AL homes here!

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