6 Credit Score Myths You Need to Know Before Buying Huntsville Real Estate
If you’re buying Huntsville real estate, you might start worrying about your credit score. Unfortunately, there are a lot of myths about that score, and many individuals actually end up making things worse by following them. 
Read this list of common credit score myths and be in the know before talking to a lender:
1. Close out your credit cards. This is a big no-no, especially when you want to buy Huntsville real estate. Closing out your older credit cards, especially, can actually make your credit score drop.
2. Lower your credit limits. Lowering your credit limits can hurt your credit score. Part of your credit score is based on how much credit you have available.
3. Get good credit by paying all your cards in full. If you’re buying a home, part, if not most of the cost will be credited. What lenders want to see is that you know how to handle credit, not that you don’t have any debt. Instead, use 10% to 20% of your available credit and pay your bills on time.
