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Huntsville Home Warranty FAQ

By: Huntsville Real Estate Expert Mike Manosky On November 5, 2010

In today’s real estate market, it’s helpful when homeowners add incentives to sell their Huntsville homes. Incentives may include paying a portion of the buyer’s closing costs, reducing the sale price or offering a home warranty.

Many sellers and buyers are unaware of the advantages of home warranties, so below are answers to some frequently asked questions about home warranties:

  • What is a home warranty? A home warranty is a policy that covers the repair or replacement of home systems and appliances. They are typically annual policies that can be renewed and usually cost between $250 and $500.
  • houses3Who pays for a home warranty? Either the seller or the buyer can pay for the home warranty, but sellers usually cover the cost as an incentive for selling their Huntsville home. Sometimes real estate agents offer home warranties as a closing gift.
  • What is covered? This will depend on the terms of your warranty. Most warranties cover the air conditioner, dishwasher, furnace or heating system, water heater, duct work, garbage disposal, inside plumbing, electrical systems, range and oven, and telephone wiring. Check with your home warranty for your specific coverage.
  • What is not covered? Again, this will depend on the terms of your warranty. However, most warranties do not cover outdoor sprinklers, certain faucet repairs, refrigerators, washers and dryers, garage door openers, spas, and pools. Check with your home warranty for your specific coverage.
  • How do I file a claim? If you have to file a claim, contact your home warranty company. They will call a service provider who will set up an appointment. You will have to pay a small service fee that is usually less than $100.

Want to buy a Huntsville home that comes with a warranty? I can help.  Call me today at 800-803-0053, 256-508-0211 or email me at mike@movetohuntsville.com.

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