MLS#582410

http://www.youtube.com/watch?v=6Wo4ePfcK5c

A perfect opportunity to own a stunning custom built home nestled on 2 acres of tranquility. As you enter the spectacular foyer with soaring ceilings, tiled flooring and a sweeping staircase with custom fluted moldings, you are sure to fall in love. An inviting formal living room is an entertainer’s delight featuring built-in shelves, wood floors, and French doors. The sociable formal dining room with an arched opening, wood floors, wainscoting and crown molding is sure to charm your guests! A lovely study on the main level is a quite place to work.  A cooks dream come true kitchen is boasting gorgeous granite counters, solid cherry cabinets, gas cook-top, work island, stainless steel appliances and double ovens. The sunny breakfast room with relaxing views and outdoor access is a pleasant place to start your day.  Fantastic family living awaits you in the grand family room with a warm gas fireplace, wood floors and custom moldings. A knock your socks off main level master suite with wood flooring, recessed lighting, and crown molding makes a great retreat for mom and dad. The luxurious master bath features tile, his and hers vanities, 2 walk-in closets, separate shower and an inviting whirlpool tub.  The additional four bedrooms offer a peaceful place to rest at days end. Gather the family and popcorn for movie time in the awesome theater room.  The super recreation room is ideal for the kids and kids at heart. Grab your sweetie and step out on the screened porch. A soothing ceiling fan, brick paver flooring and panoramic views are just waiting to please you. An incredible 50 x 40 detached workshop with a rotary automobile lift plus a 60 gal air compressor is sure to impress dad. There is also an additional 40 x 15 RV garage.  Bring the whole family to see this home. We are sure they will want to stay. Call us today for a private showing.

Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special.  In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville.

Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.

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MLS#994060

http://www.youtube.com/watch?v=xOnh-SufMno

Sprawling full brick home on a majestic mountain view lot! Just a short drive from Huntsville and you are in paradise! Featuring 4 bedrooms and a 24 x 21 recreation room there is something for the whole family in this home. The hardwood flooring throughout the main living areas is ideal for family and furry friends. An exciting great room with a gas fireplace offers super entertaining space. This designer kitchen is sure to please the cook in your family. Boasting gorgeous cabinets and counter space galore, stainless steel appliances plus a kitchen island, cooking is sure to be a pleasure. Relax mom and dad, this master suite is guaranteed to offer all the special conveniences you deserve at days end.  A teens dream come true bonus room with vaulted ceilings, two closets and sunny views is perfect for stashing the party goers. Rain or shine outdoor entertaining will be comforted under the covered patio. Everyone will have room to spread out in this amazing home.  Call today for your private tour.

Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special.  In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville.

Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.

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MLS#758871

Nestled on a private cul-de-sac lot this gem is sure to please. A lovely formal dining room combined with an elegant formal living room is ideal for entertaining. Imagine all the delicious meals you can create in this gourmet kitchen. Flourishing with an abundance cabinet and counter space, a smooth-top range, a center island plus a huge pantry, cooking is sure to be a pleasure. An impressive family room with soaring ceilings, skylights and patio access is just waiting for family fun. A luxurious master retreat provides a soothing oasis of special conveniences and comforts at day’s end with a trey ceiling, two walk-in closets and sunny views. The pampering master bathroom features a garden tub, separate shower and dual raised vanities. The additional three bedrooms are generously sized and there are two additional full bathrooms.  Bring all your toys as the two car garage plus a detached storage building is ready for stocking. Mosey out on the patio or relax in the screened porch. The private backyard is ideal for grilling and chilling. This the perfect place to call home. Call today for your personal tour.

Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special.  In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville.

Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.

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Here are some fictional beliefs people have about Huntsville AL real estate agents and the facts behind them.

1. Fiction:  Any agent you contact about a property is now your buyer’s agent and is looking out for your best interests. 
   Fact:  When you call the agent whose name is on the For Sale sign in the front yard of the home, you’re calling the seller’s agent.  That agent is looking out for the home seller’s best interest, not yours.   Hire a buyer’s agent and ask him or her to show you homes you’re interested in seeing.
2. Fiction:  When you hire a buyer’s agent, you have to pay their commission.
   Fact:  In most cases, the seller pays the commission for both the seller’s agent and the buyer’s agent.  In a typical listing agreement, the seller agrees to pay a set percentage of the sales price and this amount is divided between the two real estate agents involved in the sale. 
3. Fiction:  Huntsville AL real estate agents won’t show you a FSBO (for sale by owner).
   Fact:  If you find a FSBO you’d like to see, ask your agent to show it to you.  Your agent will contact the property owner and negotiate commission and paperwork, such as “permission to show” or “one-time show” agreements.  If the seller is unwilling to pay commission, you may decide you don’t want to see the home, or you can choose to pay the buyer’s agent’s commission.  You then get the same service from your agent as if he or she was showing you a typical home for sale.
   

To get the home of your dreams at the best price and terms, hire a buyer’s agent to represent your interests.  Knowing you have an expert on your side makes any real estate experience more pleasant and profitable.

Looking for a professional buyer’s agent?  I’d be honored if you’d give me an opportunity to interview for the job.  Call me today at 256-508-0211 Direct or 800-803-0053 Toll Free or email me at mike@movetohuntsville.com to schedule an interview.

Search all Huntsville AL real estate and Huntsville homes for sale.

Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special.  In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville. 

Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.

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According to Lendingtree there are five strong reasons to buy Huntsville AL real estate during this season:

• Lower prices. Because many people are too busy to house hunt now, the slackening of demand is reflected in softer house prices.
• Less competition. With fewer active house-hunters out there, you are unlikely to end up in a bidding war, and sellers will be willing to negotiate.
• Favorable mortgage terms. Because there is less demand for mortgage money during the holiday season, lenders may be willing to shave a few basis points off the interest rate or to forgo some of their fees in order to get your business.
• Tax deduction. If you close on or before December 31, you are likely to be eligible to deduct the interest component of your first monthly mortgage payment and any money you paid for points from your taxable income for this year.

If you’re a seller, check out Realtor.om for a long list of reasons that support their belief that December is a good time to sell your Huntsville AL real estate.  Some of their arguments include:

• Less competition.  People who look at your home over the holidays are serious buyers who have fewer homes from which to choose.
• Business moves.  January is traditionally a month where employers have to move so they can’t wait until spring.  They have to buy now– you’re there to capture that market.
• Advantage for you.  By selling now, you have the opportunity to be a non-contingent buyer for next year when houses are less and you’ll have more opportunities and properties to choose from.
• Timing.  Many potential buyers want to settle before the end of the year for tax reasons.

Search all Huntsville AL real estate and Huntsville homes for sale.

Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special.  In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville. 

Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.

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MLS#583891

http://www.youtube.com/watch?v=fluKVAultJA

You can feel the quality and the special touches as soon as you pull in the driveway of this lovingly cared for home. Beautiful landscaping surrounds the brick pavers leading to the covered front porch. Spacious formal rooms with gleaming hardwood floors, crown moldings and natural lighting are sure to impress your guests. The fantastic family room boasts a soaring trey ceiling, hardwoods and a cozy gas fireplace. From the lustrous granite counters to the extra large pantry the cook is sure to be please with this kitchen. A dreamy master suite features a trey ceiling, dual vanities and a walk-in closet. The additional bedrooms share a tiled bathroom with dual vanities. Grab your favorite beverage and step out on the screened porch, offering the ultimate place to unwind. The hobbyist in your family will be amazed by the 2 plus car garage with workshop. Call today to see this nugget before it’s gone.

Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special.  In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville.

Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.

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Tip #1:  Allow plenty of time for the whole process. 

Huntsville AL foreclosures take longer to get to closing than traditional homes.  What takes so long?  As you probably know, there are a lot of foreclosures happening now.  That means there is a large backlog of foreclosures lenders have to process before they get to yours.

Another common problem that extends the buying time for foreclosures is title issues. Before closing, the new mortgage lender needs to prove that you have a clean title so they feel safe lending the money.  Each step of a foreclosure increases the amount of time before you can close.  

If you can’t be patient, don’t drive yourself crazy by purchasing a foreclosure.  But if you can be patient, the wait can be well worth the savings.    

Tip #2:  Flash your cash. 

Because bad loans weaken the banks’ bottom line, they will usually accept a lower sales price with a cash offer over a higher sales price that requires financing.  So, the more cash you can flash, the better your chance of getting a great deal.

Pay close attention to the condition of Huntsville AL foreclosures. 

Foreclosures are offered “as-is.”  Do a walk-through of the property before making an offer to ensure it’s worth the price.  Include a final walk-through in the real estate contract to assure the home is in the same condition as it was when the offer was made.  By including an escape clause, if the current residents trash the place, you have the option to walk away.

If you’re in the market to buy a foreclosure, I can help.  Give me a call today at 256-508-0211 Direct or 800-803-0053 Toll Free or email me at mike@movetohuntsville.com.

Search all Huntsville AL real estate and Huntsville homes for sale.

Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special.  In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville. 

Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.

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One of the additional expenses you need to consider is real estate taxes.  Most state and local governments charge an annual tax on the value of real property. This is called a real estate tax.  Not everyone is subject to real estate taxes but for those who are it can make a big difference in how much home you can afford.  

Real estate taxes are not the same for every property.

Real estate taxes vary from a couple of hundred dollars a year to thousands of dollars a year.  This should be looked at seriously, because it could mean the difference between being able to afford your home and not being able to make your payments. 

No one wants to be house poor or lose their home because they can’t afford the real estate tax, but countless numbers of people have lost their homes for this very reason.  If you don’t pay your real estate taxes, not only will your home be sold for back taxes, but the mortgage company will still expect full payment on your loan.

Higher taxes don’t necessarily mean better services.

Although neighborhoods with higher taxes can offer better schools, roads and hospitals, this is not always the case.  Don’t judge the neighborhood by the real estate tax, but do look at the services you’re getting for the taxes being charged.

Real estate taxes must be paid to transfer ownership.

If you are selling your home, you must have your real estate taxes current.  If you’re buying a home, know that the real estate taxes are part of the closing costs you have to pay.  The yearly real estate taxes and the status of those taxes are part of every real estate listing and should be taken into consideration just as you would consider the price of the home.

Knowing the costs associated with homeownership allows you to purchase your new Huntsville AL home with peace of mind.

If you’re thinking of buying a Huntsville AL home, let me help make the process a pleasant and profitable experience.  Call me today at 256-508-0211 Direct or 800-803-0053 Toll Free or email me at mike@movetohuntsville.com.

Search all Huntsville AL real estate and Huntsville homes for sale.

Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special.  In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville. 

Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.

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7096 Jacks Creek Lane, Owens Cross Roads AL 35763
MLS#803253

http://www.youtube.com/watch?v=k98hjtX1uzc

This sprawling home is brilliantly designed for a laidback lifestyle. As you drive up to this home you will want to ponder a moment and absorb the tranquil surroundings and lush landscaping. Come on in and take a look! Meander your way through on the hardwood floors and you will find yourself in over 3400 square feet of luxury. An elegant formal dining room is sure to please the most distinguished guests. Imagine all the delicious meals you can create in this stunning designer kitchen. Flourishing with gorgeous cabinets, lustrous granite counters and professional appliances, cooking is sure to be a pleasure. Family and friends can join the cook in the charming breakfast room combined with unsurpassed views. A southern styled great room invites you to start making those family memories around the see-thru fireplace flanked by arched entries to the tranquil sunroom.  A luxurious master retreat provides a soothing oasis of special conveniences and comforts at day’s end with an 11 foot trey ceiling, gleaming wood floors and recessed lighting.  A pampering master bathroom boasts a spa tub, custom shower, his and hers vanities, tile and a walk-in closet.  The additional bedrooms are generously sized and feature private bathrooms. An enormous bonus room is ideal for recreational fun. Grab a good book and step out on the multi-level decking, persuading you to unwind with captivating mountain views. This is a place one could happily linger throughout the day. Soothe your worries away in the built-in hot tub. Nestled in mountain views, this beauty will not last long. Call today for your private tour.

Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special.  In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville. 

Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.

Search all Huntsville AL real estate and Huntsville homes for sale.

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How much homeowner’s insurance do you need? 

Lenders require you to carry enough coverage to protect their investment, which means the amount of your loan.  But the amount of your loan most likely isn’t enough to rebuild your home, if it was damaged.  To be able to replace your home and its contents in case of a disaster, you probably want a policy that insures the replacement value of your Huntsville AL home.  

It’s a good idea to sit down periodically with your insurance agent to review your homeowner’s policy.  You want to determine if your coverage matches current construction costs and the replacement value of your Huntsville AL home’s content.

What about coverage for earthquakes and floods?

Many homeowners assume coverage for all natural disasters is included in their insurance policy.  Not true.  In fact, the most important thing for you to know about flood and earthquake insurance is that it is not included in a basic homeowner’s insurance policy.  Both require separate policies in order to get reimbursed for damage.

Let’s face it; most of the United States has the possibility of being affected by an earthquake.  Unless you specifically purchase earthquake coverage, damage to your Huntsville AL home caused by a quake is not covered.  The same is true with flooding.  You don’t have to live next to a large body of water to sustain water damage from flooding.  A small creek next to your home can cause just as much damage during a flash flood.

Do you need to shop around for insurance?

Fortunately, the Insurance Services Office (ISO) sets the standards for homeowner’s policies so coverage doesn’t change much from company to company, however, rates can vary greatly.  That means it is worth your time and effort to shop around for the best prices before you buy your homeowner’s policy.

If you’d like a referral to a professional homeowner’s insurance agent, give me a call today.

Search all Huntsville AL real estate and Huntsville homes for sale.

Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special.  In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville. 

Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.

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