By: Huntsville Real Estate Expert Mike Manosky On March 18, 2012
You’ve found the Huntsville AL home you want to buy, and you’ve hired a professional home inspector. But, wait! You’re job isn’t done. You still need to personally participate in the inspection on your Huntsville AL home.
Here are 5 reasons why you should attend your home inspection:
See for yourself. There’s a big difference between reading a report and seeing first-hand what’s right and wrong with the home. Armed with this knowledge, you’ll be able to determine if a problem is serious enough to walk away from the home if the seller is unwilling to fix it.
Learn practical information about your home. You’ll discover where things such as the water valve and electrical box are located.
Experience your prospective home through the eyes of an expert. This is a valuable educational opportunity.
Ask the inspector questions. If there’s anything that looks suspicious or anything you don’t understand, ask your home inspector about it. You’re paying the inspector for his expertise, so take full advantage of his time and experience to learn all you can about the house and its features.
Comprehend the home inspection report. While it’s your home inspector’s job to discover and disclose the condition of the home in the home inspection report, being present for the inspection helps you visualize and understand all the items in the report. This information makes negotiating a financial solution to any potential problems much easier and much more straightforward.
What should you do during the home inspection? Your primary tasks are to watch, listen, learn and ask questions. A professional home inspector will welcome your participation in the process.
Need a referral to a professional Huntsville AL home inspector? Give me a call today at 256-508-0211 Direct or 800-803-0053 Toll Free or email me at mike@movetohuntsville.com
Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special. In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville.
Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.
By: Huntsville Real Estate Expert Mike Manosky On March 13, 2012
Whether you’re preparing to sell or buy a Huntsville AL home, getting a home inspection is one of the most important steps you can take toward a successful real estate transaction. In order to get a thorough home inspection, you need to hire an experienced, professional inspector.
Here five things to ask before hiring a Huntsville AL home inspector:
Are you certified? The oldest and largest organization of home inspectors is the American Society of Home Inspectors. Another noteworthy organization is the National Association of Certified Home Inspectors. Both these groups provide training and certification. If a home inspector is certified by either of these organizations, you know you’re getting a qualified inspector.
May I see a sample report? Ask the inspector to send you a sample inspection report. If you receive a report that is 4 or 5 pages long, keep looking. This is not the inspector for you. A typical inspection report is 20 to 50 pages long and often includes color photos.
How long will the inspection take? You don’t want someone who will be in and out in 90 minutes. A thorough inspection should take 3 hours or more. You want to make sure that the inspector takes the time to go through everything completely.
What’s included in the inspection?Home inspections vary widely. Make sure everything you want to have inspected is covered including major items like the roof, heating and cooling systems, foundation, plumbing and wiring.
What are your re-inspection fees? If the inspection turns up a problem that the seller is willing to fix, ask if there is a fee to re-inspect the Huntsville AL home after the repairs have been finished. Many inspectors will come back to check the repairs without charging you, but ask.
A home inspection is not fool-proof. But, by asking your Huntsville AL home inspector these five questions, you greatly reduce the likelihood of hiring an inspector who might overlook expensive or even dangerous defects. (more…)
Large windows adorn this home with breathtaking views! A bright and airy floor plan with gleaming wood floors and detailed molding is centered on a double gas fireplace. Sprawl out in the inviting great room boasting soaring ceilings and spectacular backyard views. The delicious kitchen features gorgeous cabinets, counter space galore plus serving bar. Wakeup to panoramic bay window views in the sunny breakfast area. A distinguished formal dining room is accented by a dazzling chandelier, columns and detailed moldings. The luxurious master suite features soaring ceilings, a toasty fireplace, deck access and a sitting area with bay window views. A pampering master bathroom features dual vanities, a walk-in shower and a bubbly whirlpool tub. The additional bedrooms are designed for comfort and share a hall bathroom. A super recreation room with vaulted ceiling, recessed lighting and a full bathroom is an ideal man cave. Extensive decking overlooks natural stone landscaping and mature trees. The ultimate privacy awaits you! Call today for your private tour.
Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special. In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville.
Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.
By: Huntsville Real Estate Expert Mike Manosky On February 28, 2012
Have you ever heard of the203k rehab loans offered through the Federal Housing Administration (FHA)? If you’re rehabbing Huntsville AL homes, it might be just the loan you need.
What is a 203(k) Loan?
The FHA developed the 203(k) program to help revitalize homes throughout the country. This program provides insured loans that can be used to rehab, rebuild or modernize existing Huntsville AL homes.
What are the Benefits of a 203(k) Loan?
This is a one-stop loan, which means one loan finances both the purchase and rehabilitation of your property.
The mortgage amount is based on the projected value of the property after the work has been completed. The mortgage takes into account the cost of the rehab including labor charges, permits, drawings, etc. The mortgage can’t exceed 110% of the “As Repaired Value.”
FHA approved lenders can offer this program and it can be combined with other approved programs.
Who is Eligible for a 203(k) Loan?
This program is open to individuals as well as non-profit organizations.
What Properties are Eligible for 203(k) Loans?
The 203k loan can be used to purchase and rehab one- to four-family dwellings that have been completed for at least one year. For all the additional eligibility requirements, carefully review the “Eligible Property” section on the web page about 203(k) loans.
If you’re looking at Huntsville AL homes to buy, whether you’re using an FHA loan or not, I can help. Give me a call today at 256-508-0211 Direct or 800-803-0053 Toll Free or email me at mike@movetohuntsville.com. (more…)
If you are looking for easy living look no further then this stunning home oozing with character. Special features include custom detailed moldings (in every room), soaring ceilings, tiled floors, wood floors and sun-drenched rooms adorn this bright open floor plan. Refreshed with fresh paint, new plumbing and light fixtures plus new stainless appliances, all you need to do is move-in. This is a family room like no other you will ever see. Boasting a warm gas fireplace, office space, walls of windows, skylights, three ceiling fans, recessed lights and beamed ceilings, you are going to be impressed. If you need more room, there is a second living area with built-in bookcases, trey ceiling and a gas fireplace. The banquet sized formal dining room features wood floors, trey ceiling and sunny views. The designer kitchen combined with a lovely breakfast nook has all the bells and whistles to create and serve your culinary masterpieces, including lustrous counter space galore, gorgeous cabinets, a smooth-top range, skylights and a planning desk. Your next party is sure to be fun. Stocking up on your goodies will be a snap with three pantries and a freezer room. A soothing master suite offers a soaring trey ceiling, a tiled bathroom, dual vanities, a bubbly whirlpool tub plus an incredible custom walk-in closet! Custom details continue in the three additional bedrooms that share a tiled hall bathroom. Relax on your deck while the sprinkler system nourishes the lawn. This light-filled home shows like a magazine layout so move it to the top of your list!
Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special. In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville.
Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.
By: Huntsville Real Estate Expert Mike Manosky On February 14, 2012
When buying or selling your home, there are many long-term conditions you should take into consideration for future planning. Will you look back years from now and wish you had not sold? Will your new home be something that you’ll love long term?
Questions for long-term Huntsville AL real estate planning:
Death in the family – If you’re a couple, what would happen if one of you passed away? Would the home you currently live in still work? That acre lot may not look as attractive, if you’re going to be the only one caring for it.
The option of renting - If you want to move, but you can’t get the money you need out of your house to justify a sale, will it make a good rental property? Renting your home may be a great way to maintain some cash flow while still downsizing your living space during your retirement years.
Location – If you’ve envisioned an activity-filled retirement, will your location allow you to fulfill that dream? Is there a college nearby to pursue that master’s degree you’ve always wanted … can you go to cooking school … what about volunteering at a community center?
Flexibility of home – Have you considered how your home will be able to adapt to your changing needs? Maybe an upstairs master bedroom was attractive when you had children, but if you happen to face limited mobility, those stairs might put a kink in your lifestyle. Before purchasing, use a floor-planning tool to determine the types of spaces that are important to you. (more…)
A perfect opportunity to own a stunning custom built home nestled on 2 acres of tranquility. As you enter the spectacular foyer with soaring ceilings, tiled flooring and a sweeping staircase with custom fluted moldings, you are sure to fall in love. An inviting formal living room is an entertainer’s delight featuring built-in shelves, wood floors, and French doors. The sociable formal dining room with an arched opening, wood floors, wainscoting and crown molding is sure to charm your guests! A lovely study on the main level is a quite place to work. A cooks dream come true kitchen is boasting gorgeous granite counters, solid cherry cabinets, gas cook-top, work island, stainless steel appliances and double ovens. The sunny breakfast room with relaxing views and outdoor access is a pleasant place to start your day. Fantastic family living awaits you in the grand family room with a warm gas fireplace, wood floors and custom moldings. A knock your socks off main level master suite with wood flooring, recessed lighting, and crown molding makes a great retreat for mom and dad. The luxurious master bath features tile, his and hers vanities, 2 walk-in closets, separate shower and an inviting whirlpool tub. The additional four bedrooms offer a peaceful place to rest at days end. Gather the family and popcorn for movie time in the awesome theater room. The super recreation room is ideal for the kids and kids at heart. Grab your sweetie and step out on the screened porch. A soothing ceiling fan, brick paver flooring and panoramic views are just waiting to please you. An incredible 50 x 40 detached workshop with a rotary automobile lift plus a 60 gal air compressor is sure to impress dad. There is also an additional 40 x 15 RV garage. Bring the whole family to see this home. We are sure they will want to stay. Call us today for a private showing.
Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special. In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville.
Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.
Sprawling full brick home on a majestic mountain view lot! Just a short drive from Huntsville and you are in paradise! Featuring 4 bedrooms and a 24 x 21 recreation room there is something for the whole family in this home. The hardwood flooring throughout the main living areas is ideal for family and furry friends. An exciting great room with a gas fireplace offers super entertaining space. This designer kitchen is sure to please the cook in your family. Boasting gorgeous cabinets and counter space galore, stainless steel appliances plus a kitchen island, cooking is sure to be a pleasure. Relax mom and dad, this master suite is guaranteed to offer all the special conveniences you deserve at days end. A teens dream come true bonus room with vaulted ceilings, two closets and sunny views is perfect for stashing the party goers. Rain or shine outdoor entertaining will be comforted under the covered patio. Everyone will have room to spread out in this amazing home. Call today for your private tour.
Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special. In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville.
Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.
Nestled on a private cul-de-sac lot this gem is sure to please. A lovely formal dining room combined with an elegant formal living room is ideal for entertaining. Imagine all the delicious meals you can create in this gourmet kitchen. Flourishing with an abundance cabinet and counter space, a smooth-top range, a center island plus a huge pantry, cooking is sure to be a pleasure. An impressive family room with soaring ceilings, skylights and patio access is just waiting for family fun. A luxurious master retreat provides a soothing oasis of special conveniences and comforts at day’s end with a trey ceiling, two walk-in closets and sunny views. The pampering master bathroom features a garden tub, separate shower and dual raised vanities. The additional three bedrooms are generously sized and there are two additional full bathrooms. Bring all your toys as the two car garage plus a detached storage building is ready for stocking. Mosey out on the patio or relax in the screened porch. The private backyard is ideal for grilling and chilling. This the perfect place to call home. Call today for your personal tour.
Having lived in the Huntsville AL area for most of his life, Mike Manosky understands exactly what makes this community special. In fact, those who know him well will tell you he carries the same traditional values and focus on the future as Huntsville.
Mike brings with him a keen eye for the details of buying or selling a Huntsville AL home and seemingly boundless determination and energy, which is why his clients benefit from his unique brand of real estate service. Rooted in Tradition, Focused on the Future – Mike Manosky will help make the most of your Huntsville AL real estate experience. Give him a call today, 256-508-0211 Direct or 800-803-0053 Toll Free, and discover the difference he can make during your family’s move.
By: Huntsville Real Estate Expert Mike Manosky On January 4, 2012
The fact is that not all Huntsville AL real estateagents are created equal. There are important differences you need to consider before choosing an agent to help you buy a home
Fiction: Any agent you contact about a property is now your buyer’s agent and is looking out for your best interests. Fact: When you call the agent whose name is on the For Sale sign in the front yard of the home, you’re calling the seller’s agent. That agent is looking out for the home seller’s best interest, not yours. Hire a buyer’s agent and ask him or her to show you homes you’re interested in seeing.
Fiction: When you hire a buyer’s agent, you have to pay their commission. Fact: In most cases, the seller pays the commission for both the seller’s agent and the buyer’s agent. In a typical listing agreement, the seller agrees to pay a set percentage of the sales price and this amount is divided between the two real estate agents involved in the sale.
Fiction: Huntsville AL real estate agents won’t show you a FSBO (for sale by owner). Fact: If you find a FSBO you’d like to see, ask your agent to show it to you. Your agent will contact the property owner and negotiate commission and paperwork, such as “permission to show” or “one-time show” agreements. If the seller is unwilling to pay commission, you may decide you don’t want to see the home, or you can choose to pay the buyer’s agent’s commission. You then get the same service from your agent as if he or she was showing you a typical home for sale. (more…)
Here are 5 reasons why you should attend your home inspection:
