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Using a Monetary Gift for Your Down Payment

By: Huntsville Real Estate Expert Mike Manosky On September 15, 2017

Using a Monetary Gift for Your Down Payment

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Scrounging Up A Down Payment For Your Huntsville Real Estate

By: Huntsville Real Estate Expert Mike Manosky On June 26, 2009

You’ve decided to take the plunge and buy a home for your family. With the banking industry in the shape it is, unless you have stellar credit, you’ll need a more sizeable down payment than ever before. So, how do you get the down payment for the Huntsville real estate you’ve always dreamed of?

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Use Your Tax Credit To Buy Your Huntsville Home

By: Huntsville Real Estate Expert Mike Manosky On May 15, 2009

Huntsville home buyers just got another incentive to purchase a home in 2009. The $8,000 first-time home buyer tax credit can now be used towards a down payment. Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development,…

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Is An Earnest Money Deposit On Huntsville Real Estate Really Necessary?

By: Huntsville Real Estate Expert Mike Manosky On February 12, 2009

Your Huntsville real estate agent may say that you must provide earnest money when making an offer for a home.  It’s usually in the form of a check, and the funds will be verified by your mortgage company prior to final…

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Lower Down Payments on Huntsville AL Real Estate

By: Huntsville Real Estate Expert Mike Manosky On May 22, 2008

Fannie Mae announced this week that, beginning June 1, it would lower down payment requirements from 5% to just 3% for all conventional, conforming mortgages processed through its Desktop Underwriter® automated underwriting system. Loans processed outside the Desktop Underwriter® system…

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